A
SPECIAL REPORT ABOUT OUR
COMPREHENSIVE ELDERLY
PLANNING PACKAGE
SERVICE ARRANGEMENTS
As an attorney, I have often been required or asked to explain
very complex situations and issues to someone in a way that they
could understand the most important points. In fact, I do not think
the law gets any more complicated than in my particular area of
practice, estate planning and elder law. So, I am really used to
explaining complex concepts as clearly and as simply as possible.
A while back, my firm, DAVID A. LaRUE, ESQ., P.L.L.C., developed
a special package of legal services designed to provide a unique
group of legal services to people who faced the possibility of needing
to receive long-term care (either extended home health care services,
or extended or permanent nursing home placement). We have published
materials explaining this special combination of legal services,
showing the various prices based on the particular client(s) need
(ask for our current handout entitled, WHAT IS THE ATTORNEY FEE
FOR LONG-TERM CARE PLANNING?). However, until now, I have not taken
the time to explain the reasons why we have designed the Comprehensive
Elderly Planning Package in the way we have, and what crucial
and sizable benefits using our services through the Comprehensive
Elderly Planning Package can provide to you and your loved ones
that other approaches to providing legal services simply just cannot
provide.
First, our Comprehensive Elderly Planning Package places
a connection between your concerns as you go through the later stages
of your life and our particular store of knowledge and expertise.
In other words, we can be with you and your loved ones every step
of the way to assist you in making the right choices. When a client
has signed up for our Comprehensive Elderly Planning Package
my focus for that client becomes the following:
| Q: |
How do I help you make certain that you or your loved
one receives the highest quality long-term care, whether
that care is at home or outside the traditional home setting
such as a nursing home or assisted living facility? |
| A: |
This, we believe, is the most vital of all goals, for it
goes to the very heart of your quality of life in your later
years. |
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| Q: |
How do I help you make decisions related
to your future life and long-term care planning? |
| A: |
For most of our clients and their families,
it is a comfort and a relief to realize that they always will
have a resource of discerning, experienced, informed, insightful,
and objective advisors with them every step of the way. |
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| Q: |
How can I help you protect and preserve the
assets you have accumulated during a lifetime of hard work,
thrifty behavior, and astute investment decision-making? |
| A: |
If you or your loved one is facing nursing home
care, whether it is imminent or anticipated, I can work with
you through the maze of choices and options to find the best,
or often, the most comfortable solution to the asset protection
problem created by the need to pay for quality long-term care.
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Our Comprehensive Elderly Planning Package will allow us
to provide services to you in such a way that you will be able to
answer several fundamental questions:
How can I get the quality care I need and desire, whether at
home, in a residential community, an assisted living facility, a
child or other loved one’s home, or a nursing home?
How will financial and health care decisions be made for me
if I have become unable to make them myself?
If I lose the ability to take care of myself, how will I make
sure my spouse continues to have a good quality of life?
Do I have to spend all of my money on the nursing home? Will
there be any money left to take care of my spouse, or to pass on
to my children?
Who can we rely on to help us be certain the decisions to be
made are the right ones?
Through our services encompassed in the Comprehensive Elderly
Planning Package, we work with you (and your loved ones, if
you want them to be involved), to develop your unique Comprehensive
long-term care and life care plan, in order to help you and your
family answer other pressing questions, such as:
How can I assure my financial security as I get older?
What public benefits am I entitled to receive, and what do I
have to do to qualify?
What kinds of insurance policies should I have? Should I buy
Long-term Care Insurance? Should I join a Medicare HMO? What Medicare
Supplement policy should I have?
How and when should I distribute my assets? Can I save taxes
and avoid probate?
A Comprehensive long-term care and life care plan, offered through
and as a fundamental part of our Comprehensive Elderly Planning
Package, can provide the road map that allows you to follow
through to achieve your care and asset protection goals. And, if
changes occur along the way, our services are available every step
of the way to help you shift to another road as it becomes necessary.
With our Comprehensive Elderly Planning Package, you will
pay one flat fee for our services. We prefer not to bill clients
by the hour for our work. We have found that most clients and their
families do not like hourly billing either. We also have seen several
problems with piecemeal, flat fee services, and our desire is to
make sure that a client does not limit the scope of legal services
needed simply because of cost. And, where piecemeal, flat fee services
can result in gaps in service, or worse, greater cost in legal services
due to the sheer variety and amount of services needed in many situations,
our Comprehensive Elderly Planning Package takes these concerns
into account. The package price with our Comprehensive Elderly
Planning Package is designed with the understanding that many
of the legal counsel and services which may be needed or desirable
for the client facing the prospect of entering, or having a spouse
or a loved one entering a nursing home are similar in most cases.
And because the essential initial part of the representation is
the thinking process that helps you decide your personalized Comprehensive
long-term care and life care plan, your particular level of services
for your Comprehensive Elderly Planning Package with us will
be customized to fit your desires and needs. The flat fee for your
Comprehensive Elderly Planning Package includes all necessary
legal documents to implement your particular plan of action.
Your particular fee for your Comprehensive Elderly Planning
Package will be set in advance based on three factors:
- The amount of assets involved in planning
- Whether your Comprehensive long-term care and life care plan
is a couple's plan, or a separate, individual plan
- Whether the planning you need is "advance need",
"intermediate need", or "immediate need" in
nature
We have found that, as general rule, the larger the estate, the
more complex the asset protection planning decisions and plan implementation
processes will be. There also tends to be further complications
in the planning process when two persons must make planning decisions.
Finally, the demands on our time tend to be much greater the closer
a family is to a crisis. This is why we make pricing distinctions
based solely on those considerations. While it is true that care
planning can be more complex for a person of lesser means than a
person of greater wealth, a person of lesser means usually has fewer
realistic care options, thereby most often making it easier to arrive
at the appropriate long-term care and life plan decisions.
At your first meeting with us (a flat, $175.00 fee, which can
be credited to the cost of your Comprehensive Elderly Planning
Package
services), we will be able to determine the fee you would pay and
whether you would qualify for our special installment payment
option to obtain your Comprehensive Elderly Planning Package services.
The payment plan will allow clients to implement their customized
Comprehensive long-term care and life care plan immediately, while
taking as long as two full years to pay for the planning package
(Finance Charges do apply with the installment payment option).
The benefits of implementing your Comprehensive long-term care
and life care plan with my firm’s assistance, using the
installment payment option, when purchasing Long-Term Care Insurance
is not an option, can be strikingly obvious in a given situation.
In writing this report, I hope I have achieved my dual goals of:
- clarifying the reasons why my firm, DAVID A. LaRUE, ESQ., P.L.L.C.,
offers a legal services arrangement known as Comprehensive
Elderly Planning Package is a way of helping clients realize
their long-term care and life planning goals;
- pointing out the benefits a client can derive from using our
elder law and estate planning services through the legal services
arrangement we proudly call our Comprehensive Elderly Planning
Package.
If you have heard about our Comprehensive Elderly Planning
Package before this, but were unsure of why you should look
further into it, I hope this little report has helped you decide
to further explore how using this legal services arrangement with
our firm can truly help you figure out a good long-term care and
life plan.
For a current pricing schedule, call our office, local at 1-740-284-1000,
or toll-free, 1-866-356-2889, and ask for our handout, WHAT
IS THE ATTORNEY FEE FOR LONG-TERM CARE PLANNING?
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